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WORK
- INSURANCE - DISABILITY
Is
lupus included in the Americans with Disabilities Act (ADA)?
Most
illnesses are included in the disabilities act since the writing is written in
broad terms. More help is
acquired if you contact the job accommodation network to see how an individual
work situation is required by the employer and employee to be in compliance
with the law.
The
job accommodation network is a free service of the U.S. Department of labor it
provides information about job accommodations and the employability of people
with disabilities.
Is there a list of insurance companies that cover lupus?
There
is not a list of insurance companies which write policies for people with
chronic or pre-existing conditions. Each
state has different insurance regulations, we urge people to contact the state
department of insurance for information on health or life insurance coverage
in your state where you live. Visit
the website to discuss your options involving your situation at www.naic.org/state_contacts/sid_websites.htm
Financial Assistance
Can
the Lupus Foundation of America (LFA) provide financial assistance to
individuals in need?
The
LFA does not provide assistance for individuals in need they do however they
can refer you to other agencies or organizations that could help individuals
in need of assistance. Please
contact the nearest LFA chapter as they may be able to assist you in locating
any local resources.
Does
the LFA help pay for prescriptions medications?
Pharmaceutical
research and the manufacturers association may provide assistance for paying
for prescription medications. They
sponsor a program that provides prescription medications free to physicians
whose patients might not have access to necessary medications.
There is certain criteria for the plan of coverage and if criteria is
met then the prescriptions are sent to the doctors then they will give them to
you.
Does
the Lupus Foundation of America have a scholarship program to help students
with lupus pay for college/training?
LFA
does not help fund students with lupus including scholarships or any form of
financial aid for college or training.
The LFA has a Gina Finzi Memorial Student Summer Fellowships for Research
Related to Lupus Erythematosus. This program is designed to encourage young
science majors to participate in lupus related research under the supervision
of an established investigator. Preference is given to applicants who have
already earned a college degree. The application deadline is February 1st of
each year and awards are announced each April.
Can people with lupus qualify for Social Security Disability?
Disability
benefits is granted only if the person with lupus is unable to perform gainful
employment of any kind.
What
do I need to do to apply?
Before
you do anythingyou must educate yourself about social security disability and
take the mini course provided for you and visit our website at
www.thedisabilitydigest.com
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